Choosing a setting

In-home daycare vs a daycare center: how to choose for your child

Family child care homes and daycare centers can both be excellent. They differ in size, staffing, schedule and backup, and those differences matter more for some children than others.

Tammy Gold, LCSWSecrets of the Nanny Whisperer by Tammy Gold, published by Penguin
By Tammy Gold, LCSW
Author of Secrets of the Nanny Whisperer (Penguin)
Tammy Gold, LCSW, MSW
Columbia University
20 years helping families choose childcare

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Side by side

In-home daycareDaycare center
GroupSmaller, often mixed agesLarger, usually grouped by age
AdultsOften one provider, sometimes an assistantSeveral teachers and a director
FeelHome-like, consistentMore structured, more activities
When the provider is sickCare may close; ask about backupStaff usually cover
LicensingLicensed in most states, with different rulesLicensed, with center rules
CostOften lower, but not alwaysVaries widely

Match the setting to your child

Tammy Gold, LCSW, licensed clinical social workerSecrets of the Nanny Whisperer by Tammy Gold, published by Penguin
FROM THE AUTHOR OF SECRETS OF THE NANNY WHISPERER

Guidance from the therapist who wrote the Penguin book on hiring a nanny

Tammy Gold, LCSW, spent years matching families with nannies before writing Secrets of the Nanny Whisperer (Penguin). Today she works beside families, and their agencies, as a neutral expert: defining the job, interviewing candidates, checking references and setting up the first 30 days.

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Check the license and the record

Whichever you choose, confirm the license and look up inspection reports with your state's licensing agency. See how this works in Los Angeles and New York.

Ask the same questions of both

Compare options on the same terms so the decision isn't just a feeling from the tour. Use these tour questions for each one.

Common questions

Is in-home daycare as safe as a center?

Both can be safe or unsafe. Licensing, inspection history, ratios and how the provider answers your questions tell you more than the type of setting.

What happens if an in-home provider gets sick?

Ask before enrolling. Some have a backup provider; many close, so you'll need your own plan.

Can my child move from in-home care to a center later?

Yes. Many families start with a small home setting for a baby and move to a center or preschool later.

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Daycare tour questions

What to ask on a tour, and what the answers tell you.

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Tammy is not a placement agency and has no affiliation with, or financial interest in, any agency, daycare or payroll service. She provides independent expert guidance; decisions remain your family’s. Legal, tax and licensing questions belong with the appropriate professional or state agency.

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