Family child care homes and daycare centers can both be excellent. They differ in size, staffing, schedule and backup, and those differences matter more for some children than others.
| In-home daycare | Daycare center | |
|---|---|---|
| Group | Smaller, often mixed ages | Larger, usually grouped by age |
| Adults | Often one provider, sometimes an assistant | Several teachers and a director |
| Feel | Home-like, consistent | More structured, more activities |
| When the provider is sick | Care may close; ask about backup | Staff usually cover |
| Licensing | Licensed in most states, with different rules | Licensed, with center rules |
| Cost | Often lower, but not always | Varies widely |


Tammy Gold, LCSW, spent years matching families with nannies before writing Secrets of the Nanny Whisperer (Penguin). Today she works beside families, and their agencies, as a neutral expert: defining the job, interviewing candidates, checking references and setting up the first 30 days.
Whichever you choose, confirm the license and look up inspection reports with your state's licensing agency. See how this works in Los Angeles and New York.
Compare options on the same terms so the decision isn't just a feeling from the tour. Use these tour questions for each one.
Both can be safe or unsafe. Licensing, inspection history, ratios and how the provider answers your questions tell you more than the type of setting.
Ask before enrolling. Some have a backup provider; many close, so you'll need your own plan.
Yes. Many families start with a small home setting for a baby and move to a center or preschool later.
Compare options against your child's needs, not just the tour.
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Tammy is not a placement agency and has no affiliation with, or financial interest in, any agency, daycare or payroll service. She provides independent expert guidance; decisions remain your family’s. Legal, tax and licensing questions belong with the appropriate professional or state agency.